THE feature

LAKE FOREST, Ill.—Year-over-year overdraft revenue and volume soared at credit unions through September of 2018, which at the same it declined for both banks and thrifts, according to a new analysis that also offers a theory on what exactly is taking place.

CHICAGO–A new year brings with it a new list of predictions and prognostications, ranging from the concerns/non-concerns of credit union leaders to what the banking industry has planned to what the economy might hold.

CHICAGO–Say what you want about 2018, it didn’t lack for news when it came to the world’s credit union community. CUToday.info reported more than 4,000 different news items, in addition to more than 100 opinion pieces, more than 240 in-depth Feature stories, 110 new videos/commercials, and on-site coverage from more than two-dozen CU meetings. 

ATLANTA—If the ruling to strike down the Affordable Care Act stands, credit unions and other employers can expect healthcare “landscapes” that vary by state and potentially offer more choice, says one healthcare industry analyst.

HAUPPAUGE, N.Y.–One credit union here has been able to boost auto loans by 31% among its own membership by promoting the car shopping process, and not the car loan rate.

THE NORTH POLE, Returns Department—As Christmas arrives and presents are joyously unwrapped, sometimes the gift just doesn’t fit—like an ugly holiday sweater two sizes too large—and then consumers line up at retailers’ return desks.

LAKE FOREST, Ill.—Just as the Federal Reserve announced another rate 25 BP rate hike Wednesday, one economist says the Fed needs to lower the rates it pays on excess reserves to encourage financial institutions to make more auto, mortgage and commercial loans.

FENTON, Mo.—A lot of credit card rewards programs were designed by Baby Boomers for Baby Boomers, and are further suffering from misconceptions around what it is people really want, according to one analyst.

LAWRENCEVILLE, Ga.—It was a “banner year” for used vehicle values in 2018, but 2019 won’t treat the pre-owned market quite as well, according to Black Book.

ONTARIO, Calif.—The thinking that many Millennials and Gen Xer’s don’t want to own cars is flawed, says CU Direct, which says data show these younger consumers will soon pass Baby Boomers as the primary car-buying segment.